"Money Hustard" (moneyhustard)
07/22/2015 at 22:41 • Filed to: None
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"Money Hustard" (moneyhustard)
07/22/2015 at 22:41 • Filed to: None | 0
| 20 |
I’m going into purchase this Tundra tomorrow. The numbers are all where I wanted them to be, but I have a question about payment I hope someone can answer.
I’m doing a loan from my mom, the best and most virtuous individual of all time. My question is, can I just bring a cashier’s check in from her and pay for the thing, or is there any reason the money has to come from my account?
(Sorry for the photo quality, it was done while walking in the final moments of dusk. I wore them down over many painstaking hours, I brought snacks, I was fully fortified to get the best deal possible.)
jkm7680
> Money Hustard
07/22/2015 at 22:45 |
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BUY ‘MURICAN.
jvirgs drives a Subaru
> Money Hustard
07/22/2015 at 22:47 |
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Cashiers check should be fine. Thats how I did my down payment when I bought my Dart
AthomSfere
> Money Hustard
07/22/2015 at 22:47 |
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It’s up to the dealership if they will accept a cashiers check from your mom or not. She should probably go with you if possible... All in all, shouldn’t be an issue.
Jordan and the Slowrunner, Boomer Intensifies
> jkm7680
07/22/2015 at 22:49 |
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The engine is built in Alabama, the truck is built in Texas. Probably more American than 2/3’s of the big 3.
petebmwm
> Money Hustard
07/22/2015 at 22:49 |
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It’s a third party check, they won’t take it if she’s not there, or if you do, have it made out to you and the dealership, have her endorse it, she’d still need to be there though.
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jkm7680
> Jordan and the Slowrunner, Boomer Intensifies
07/22/2015 at 22:51 |
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NOT MURICAN ENOUGH. THERE’S NOTHING MORE ‘MURICAN THAN A MEXICAN MADE AMERICAN TRUCK.
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petebmwm
> petebmwm
07/22/2015 at 22:51 |
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Not her endorse it, you endorse it.
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Jordan and the Slowrunner, Boomer Intensifies
> jkm7680
07/22/2015 at 22:54 |
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*with an Italian heart.
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jkm7680
> Jordan and the Slowrunner, Boomer Intensifies
07/22/2015 at 22:55 |
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Why not.
Mopar isn’t very American anymore. Luckily, Fiat’s reliability reputation will fit right in.
Logansteno: Bought a VW?
> Money Hustard
07/22/2015 at 22:55 |
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I’ll never get over how absolutely huge the back doors on these Tundras are. Like a damn limo back there.
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Money Hustard
> Logansteno: Bought a VW?
07/22/2015 at 22:58 |
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#1 reason I’m getting it, honestly. I’m 6’7” 360 lbs, and it’s the only truck, nay, automobile I fit in properly. On top of that I can sit in the backseat behind myself comfortably.
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Money Hustard
> jkm7680
07/22/2015 at 22:59 |
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I was pleased to find out that the Tundra is actually the most America truck by parts content. The next biggest contributor is Japan. I feel pretty good about it.
wafflesnfalafel
> Money Hustard
07/22/2015 at 23:00 |
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No different than a cashier’s check from a bank you would finance through - it will be fine. Hope you are giving Mom a good rate of return on her money. :) Nice truck.
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jkm7680
> Money Hustard
07/22/2015 at 23:01 |
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Yup, has to have the V8 right?
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Money Hustard
> wafflesnfalafel
07/22/2015 at 23:02 |
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If I tried she wouldn’t let me pay interest. She’s, as I indicated, like a saint in all ways.
She’ll get it out of me in moving heavy things with the truck.
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Money Hustard
> jkm7680
07/22/2015 at 23:03 |
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I tell you what, that engine is on point. I took out an F150, Sierra, Ram, even a titan, and the tundras drive train pleased me the most. Even with stock exhaust, it produces a wonderful sound, and revs properly fast.
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AthomSfere
> Money Hustard
07/22/2015 at 23:15 |
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Haha, you’ll be begging for a decent interest rate in no time.
samssun
> Money Hustard
07/23/2015 at 03:16 |
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A cashier’s check isn’t from your mom, it’s from the bank (the bank’s cashier). That’s what makes them more like cash than personal checks: the funds have already been taken from whoever bought the check, instead of the recipient having the risk of overdraft. For my last car I agreed to the price and brought a cashier’s check the following morning so there’d be no last minute negotiation.
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samssun
> AthomSfere
07/23/2015 at 03:17 |
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A cashier’s check isn’t from his mom, it’s from the bank. Unlike a personal check, the funds move before a cashier’s check is created, so it’s more like cash and doesn’t have an overdraft risk.
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samssun
> petebmwm
07/23/2015 at 03:24 |
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A personal check is a promise from A that B’s bank will be able to draw funds from A’s account, so it has overdraft risk. A cashier’s check entails A buying the “check” up front from the bank, so when B cashes it it’s already been funded and there’s no such risk.
It doesn’t matter who bought it, since the bank has agreed to pay B (instead of just trying to debit A’s account). Cashier’s checks are much more like cash than actual checks.